TERMS OF USE

Last Updated: September 23, 2025

Welcome to Presage Global LLC's (“Presage Global”) website. By accessing or using our website (the "Site"), you agree to comply with and be bound by the following Terms of Use ("Terms"), as well as all applicable laws and regulations. If you do not agree with any portion of these Terms, you must not use or access the Site.

We are committed to handling any personal data you provide or that we collect in accordance with all applicable data protection and privacy laws, including but not limited to the General Data Protection Regulation ("GDPR"), the California Consumer Privacy Act ("CCPA"), and other relevant regulatory frameworks. Please review our Privacy Policy (incorporated herein by reference) for more information on how we collect, use, store, and protect your personal data.

PLEASE BE ADVISED THAT THESE TERMS CONTAIN A BINDING ARBITRATION PROVISION, CLASS ACTION WAIVER, AND JURY TRIAL WAIVER. PLEASE READ ALL THESE PROVISIONS BEFORE USING THE SITE.

1. ACCEPTANCE OF THESE TERMS

1.1 Scope and Applicability

By accessing or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any other policies or notices referenced herein. You are responsible for compliance with all applicable local, state, national, and international laws, rules, and regulations.

1.2 Age Requirement

You represent and warrant that you are at least 18 years of age or the age of legal majority in your jurisdiction (whichever is greater) and that you are not prohibited from accessing the Site under the laws of any applicable jurisdiction.

1.3 Professional Services

The Site provides information about Presage Global's intelligence-powered risk management and business advisory services. Nothing on this Site constitutes legal, financial, or security advice. You should consult with appropriate professionals before making any decisions based on information obtained from this Site.

2. PRIVACY AND DATA PROTECTION

2.1 Compliance with Data Protection Laws

We process personal data in accordance with all relevant data protection laws, including GDPR and CCPA. Given the sensitive nature of our intelligence and security services, we maintain enhanced technical and organizational measures to protect the confidentiality, integrity, and availability of personal data.

2.2 Confidentiality and Security

Due to the nature of our services involving family office security, risk management, and intelligence operations, we implement industry-leading security protocols to protect all information exchanged through our Site. This includes encryption of data in transit and at rest, secure authentication mechanisms, and regular security audits.

2.3 International Data Transfers

Where required for our global operations, we implement appropriate safeguards for the transfer of personal data across jurisdictions to ensure an adequate level of data protection in accordance with applicable laws.

2.4 Individual Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including the right to access, correct, delete, restrict, or object to the processing of your personal data, as well as the right to data portability. California residents may have additional rights under the CCPA. For more information about how we handle personal data or how to exercise these rights, please refer to our Privacy Policy or contact us at info (at Sign) presageglobal.com.

3. INTELLECTUAL PROPERTY

3.1 Ownership

All materials on this Site, including but not limited to text, images, graphics, logos, methodologies, frameworks, reports, assessments, and proprietary intelligence gathering techniques, are protected by applicable intellectual property laws. Unless otherwise stated, Presage Global owns or licenses all intellectual property rights in and to the Site's content.

3.2 License and Restrictions

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site for legitimate business inquiry purposes only. You must not:

Modify, copy, reproduce, republish, upload, post, transmit, display, perform, distribute, or create derivative works of any material on the Site without our prior written permission;
Use any of the Site's content in any manner that could infringe on any of Presage Global's or third parties' intellectual property or proprietary rights;
Attempt to reverse engineer, decompile, or discover any of our proprietary methodologies or intelligence gathering techniques;
Use automated systems or software to extract data from the Site (screen scraping, web crawling, etc.) without our express written consent;
Access or use the Site for any unlawful purpose or in violation of these Terms.

3.3 Confidential Information

Given the sensitive nature of our services, certain information on the Site may be considered confidential. You agree not to disclose, distribute, or use for competitive purposes any confidential information obtained through the Site.

4. USE RESTRICTIONS

4.1 Prohibited Activities

You agree not to:

Use the Site for any illegal or unauthorized purpose;
Attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site;
Probe, scan, or test the vulnerability of the Site or any network connected to the Site;
Use the Site to collect information about our clients, partners, or personnel;
Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity;
Use the Site in any manner that could damage, disable, overburden, or impair the Site;
Introduce any viruses, trojan horses, worms, or other material that is malicious or technologically harmful.

4.2 Security Violations

Any attempt to violate the security of the Site, including unauthorized access to data or traffic, will be investigated and may result in criminal and civil liability.

5. DISCLAIMER

5.1 No Warranties

The materials on Presage Global's Site are provided on an "as is" and "as available" basis. To the fullest extent permissible under applicable law, Presage Global disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5.2 No Guarantee of Accuracy

While we strive for accuracy, Presage Global does not warrant or make any representations regarding the accuracy, completeness, reliability, or currency of the materials on the Site. Information related to security, risk assessment, and intelligence matters is subject to rapid change. We reserve the right to make changes to the materials on the Site at any time without notice.

5.3 No Professional Advice

Information provided on this Site does not constitute professional security advice, legal advice, or any other form of professional consultation. Always consult with qualified professionals before making security or risk management decisions.

6. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Presage Global, its affiliates, officers, directors, employees, agents, advisors, and partners from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) relating to or arising from:

(i) your use of the Site; (ii) your violation of these Terms; (iii) your violation of any third party rights; (iv) your violation of any law or regulation; (v) any unauthorized use of our intellectual property or confidential information; (vi) any security breach resulting from your actions or negligence.

7. LIMITATIONS OF LIABILITY

7.1 EXCLUSION OF DAMAGES

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PRESAGE GLOBAL AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, ADVISORS, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, PROFITS, REVENUE, BUSINESS OPPORTUNITIES, REPUTATIONAL HARM, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THE USE OR INABILITY TO USE THE SITE OR ANY MATERIALS THEREIN, EVEN IF PRESAGE GLOBAL HAS BEEN NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.

7.2 LIMITATION OF LIABILITY

IN NO EVENT SHALL PRESAGE GLOBAL'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED ONE HUNDRED DOLLARS ($100.00).

7.3 Jurisdictional Limitations

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liability. In such jurisdictions, Presage Global's liability shall be limited to the greatest extent permitted by law.

8. DISPUTE RESOLUTION

8.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

8.2 Arbitration Agreement

ANY DISPUTE ARISING OUT OF OR RELATED TO THESE TERMS OR THE USE OF THE SITE SHALL BE RESOLVED THROUGH BINDING ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION UNDER ITS COMMERCIAL ARBITRATION RULES. The arbitration shall take place in Delaware, and judgment on the arbitration award may be entered in any court having jurisdiction.

8.3 Class Action Waiver

YOU AND PRESAGE GLOBAL AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.

8.4 Jury Trial Waiver

YOU AND PRESAGE GLOBAL HEREBY WAIVE ANY RIGHT TO A JURY TRIAL IN ANY PROCEEDING ARISING OUT OF OR RELATED TO THESE TERMS.

9. LINKS TO THIRD-PARTY SITES

9.1 No Endorsement

Our Site may contain links to third-party websites. Presage Global has not reviewed all linked sites and is not responsible for the contents, accuracy, or security practices of any such linked site. The inclusion of any link does not imply endorsement by Presage Global.

9.2 Use at Own Risk

Your use of third-party websites is at your own risk and subject to the terms and conditions of those sites. Given our focus on security and privacy, we strongly recommend reviewing the privacy and security policies of any third-party sites before providing any information.

10. MODIFICATIONS TO THESE TERMS

Presage Global reserves the right to update or revise these Terms at any time. Any changes will be effective immediately upon posting to the Site. The "Last Updated" date at the top of these Terms will be revised. Your continued use of the Site following the posting of revised Terms constitutes acceptance of the updated Terms.

11. TERMINATION

We reserve the right to terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

12. GENERAL PROVISIONS

12.1 Entire Agreement

These Terms constitute the entire agreement between you and Presage Global relating to the Site and supersede all prior or contemporaneous agreements and understandings.

12.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

12.3 Waiver

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

12.4 Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder without Presage Global's prior written consent. Presage Global may assign these Terms without restriction.

12.5 Force Majeure

Presage Global shall not be liable for any failure or delay in performance under these Terms which is due to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

13. CONTACT INFORMATION

If you have any questions or concerns about these Terms, our services, or any other aspect of our Site, please contact us at:

Presage Global

Email: info (AT sign) presageglobal.com
Website: www.presageglobal.com

By using our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy.